What makes it harder to pay when you are using cash? There is a disconnect between your mind and your money when you pay with plastic (either debit or credit), than when you pay with cash, as stated in this article, “How You Spend Affects How Much You Spend: Credit, Scrip and Gift Certificate Purchases Found … Read More about A great way to control your spending: use cash!
(Iknow, because they changed mine!)I shared with you in my debt free story part two that when I started following Dave Ramsey’s plan to get out of debt and live on a budget, something clicked. I was not as intimidated by the concept of budgeting and I started to believe that it is possible to … Read More about Seven Money Tips That Will Change Your Life
So you made your first budget the other day. High five! You have taken a very important step to controlling your money instead of being continuously beaten up by your payments and bills. I left you hanging a bit at the end of that post with the instructions to put the budget away for a bit. … Read More about How to save over $2,500 in 2015
Another empty calendar is before us. I always wonder what the coming year will hold and what events will fill up the calendar. Will it be a good one? What challenges will come my way? What will change my life in the coming months? One thing that is very helpful to make some plans for the … Read More about How to take charge of pesky budget breakers in 30 minutes
I need a car payment! Have you ever had a time where you only needed to fix one thing on your car, but ended up with about 20 more things to fix and a couple thousand dollars later, before you were done? That is exactly what happened to me over the last few months and boy it was not … Read More about Where is the duct tape? My car is falling apart!