Desperate to change your finances and know you should do better? 

But no one told you how stressful and overwhelming money can be!

Change Your Finances

System

A step-by-step system to simplify finances and reclaim the peace of mind you crave in LESS time.

Thanks to Charissa's system, my husband and I have been able to stick to a budget, pay off $50k in debt, and pay cash for my Master's degree, all on one modest income! 

It has brought so much freedom and peace of mind into our finances.

The system has changed our lives! 

-Andrea

Change Your Finances System Customer 

Being stressed out and scared about money all the time. 

That's a problem.

It's even worse than what it appears.

Have you had conversations about money 

that sound like this? 

  • It's so stressful to spend hours and hours on a budget . You've added up the numbers countless times and gotten a different total every time. 
  • You're tired of trying to figure out how to pay all the bills and getting out the calendar to decide which ones can wait until  next payday. You just want to make sure there's enough for groceries, but there never seems to be anything leftover. 
  • How do you balance the need to pay off mountains of debt AND doing fun things as a family. Not to mention putting money in savings to cover emergencies... A long overdue vacation... Or the never-ending home repairs....
  • You can't talk about money with your husband without fighting because he isn't on board.  He always tells the kids, 'We can't afford it, because of the Big Bad Budget', which makes you feel guilty. You wonder if you'll ever be able to get on the same page when it comes to finances and if you'll ever have money to fund the dreams you share. 
  • You're the only one who pays attention to the finances. Everyone seems to think that you have it all figured out... when you don't even know what to do or where to start and you don't want to admit you need help because of the shame. 
  • Your parents always told me 'You're bad with money. You'll never be ever to do it'. Now you're constantly fighting the long-accepted belief that you just can't budget because you believe you'll always fail at it.

Overall, you're stressed out, scared, and not thinking clearly enough to make wise choices with handling money. 

I see you,

stressed and worried Mama. 

You shouldn't have to struggle with money any longer.


Change Your Finances

System

A step-by-step system to simplify finances and reclaim the peace of mind you crave in LESS time.

"Charissa is great! She's helped get my debt inline and find extra cash in my budget. 

In the last year, I've paid off half of my credit card debt. I'm so thankful for the wake-up call in the program!"

Pam

A Change Your Finances System customer



I totally understand what it feels like to be stressed and worried about money. I used to really struggle with that too before I learned about managing money well.

Here's what I know about you already

  1. 1
    You're Incredible!
    Really! Juggling all the roles and responsibilities you have as a woman / wife / mom- way to go!
  2. 2
    Money Stresses You Out
    It's just one more thing you have to squeeze in to your busy life, even though you know you should do more.
  3. 3
    You're not a bad person
    You're not a failure. You're not disappointing your family. 
  4. 4
    I have the tools you need
    to simplify money so you can have confidence and peace of mind.

You feel like you're failing your family....


Instead, you're an incredible blessing to them. 


Constantly looking for ways to cut expenses so that you can put more towards debt or savings. You know that there's a better financial future available for your family and you're willing to do whatever it takes 


And that's why I'd like to give you an exclusive discount on my Change Your Finances System, the premier step-by-step system help you simplify your finances and reclaim your peace of mind. 


I care about you. I believe in you and know you can do this.


Who am I and why should you listen to me about finances

Charissa Quade

Hi, I'm Charissa Quade and I used to be really scared of money until I learned what I know now. 


When I was scared and stressed out about money, I was so desperate for a solution

so I began to try and figure out how to handle money wisely.


I wanted to be in control of where my money was going. To have enough to pay the bills and groceries with some left over.


To get rid of the debt that was suffocating me. To finally build up my savings account so an unexpected expense wouldn't wipe it out. 


(can you relate?)


My efforts paid off! 


I got control of my money and have been sticking to a budget for over a decade.


I paid off all my debt in less than two years, becoming debt free in 2010. 


Then I saved up and paid $79,755 in cash for my husband's school over the next few years. Built up my emergency savings and saved for other big purchases. 


I've put everything I've learned into a simple step-by-step plan, The Change Your Finances System, so it's easy for you to apply. 


So you don't have to be scared and stressed out about money any longer. 


With the tools in the Change Your Finances System, I've helped over 1,640 women - (just like you!)

  • Find extra money they didn't realize they had... all because they set up a simple budget - one that actually works and you want to stick to! 
  • Save hundreds of dollars each month by reducing unnecessary spending (while still having spending money for what's important to you!)
  • Pay off tens of thousands in debt in a few years. Credit cards, student loans, car loans, medical debt... you name it! Gone!
  • Build up savings so unexpected expense no longer derail the plan and so they have several months worth of expenses saved up for emergencies. 
  • Manage their money with confidence, take back control of their future, and have peace of mind! 

The Change Your Finances System makes it easy for busy moms to take control of their finances and rest in knowing they have a plan that works. You can't afford to miss this opportunity! 

"I love your book. It's so encouraging and I can tell that you really care about the people you wrote it for.  The section on how God will take care of you when you don't know how you will make ends meet really struck a chord with me."

Donna


Can you remember the last time you didn't worry about money?

hasn't it been waaaay too long?

What if you get to the end of your life and look back... 

Filled with regret because you 


  • Always struggled with money... barely scraping by.
  • Never did take those fun vacations and make memories when the kids were at home... couldn't afford to.
  • Couldn't buy that dream home you and your hubby wanted, or retire comfortably... hadn't been able to save the money.
  • Weren't able to give generously... there was never enough.
  • Worry that the only thing you'll leave your children when you're gone is a financial mess; piles of credit card statements, past due bills and debt payment booklets... and all your bad financial habits. 

What would you give to go back in time and fix your finances when you had the chance? 

Oh Friend, this doesn't have to be you! 


You have a choice. 

 

You can choose today to create a better life for you and your family.

Life's too short to just work and pay the bills.

You deserve to be handle money with confidence and have peace of mind. 

That's why I'm offering you The Change Your Finances System 



To take you from where you are right now to where you WANT to be... 

WITHOUT the money stress!

Change Your Finances

System

A step-by-step system to simplify finances and reclaim the peace of mind you crave in LESS time.

Change Your Finances

Basic Budget

System

Basic Budget System

  • 7 Steps to Make an Easy Monthly Budget eClass - $27 value
  • Bonus: Monthly Budget Worksheets - $7 Value 
  • Budgeting Made Easy: Thriving on Any Income eBook - $24 value
  • Pay Off Your Debt Challenge Videos + Workbook - $17 value
  • Bonus: How to Set a Realistic Grocery Budget eBook -$11.99 value

The Change Your Finances System hasn't just worked for me, it's worked for over 1,660 women too!

Doing something about it!

"I am serious about budgeting, saving, getting out of debt, and I'm now doing something about it. I have been saying that for years, but never did it." -Debbie

Due to the financial counselling I received!

"I felt trapped in a spiraling cycle of debt and no way out but finally, I was debt free in 2012. This was due largely in part to the good financial counselling and encouragement I received from Charissa. Today I remain debt free, with freedom, peace of mind and a sense of being able to control my finances. " -Jenn

Money isn't out of control anymore!

"I used to think that money was out of control and that was scary, never sure what was going to come up. Since I've been diving into budgeting and paying off our debt with Charissa's program, it has brought so much freedom and peace of mind into our finances."  Kate

Talk about eye-opener!

"One thing that made the biggest impression on me was when you went over my budget and pointed out just how much debt I have! Talk about an eye-opener. It's so easy to fool yourself into thinking, its not that big of a deal! I love the tips you gave to make it VISUAL!"  Pam

What's Included in the Change Your Finances System


Change Your Finances

Basic Budget

System

Set up a simple budget that's easy to stick to! A solid budget is the key to paying off debt and saving money. 

1

7 Simple Steps to Make an Easy Monthly Budget Class ($27 value)

A video class with step-by-step instructions and examples  - so you can easily set up a simple budget FAST that you want to stick to and never wonder where your money went.


Plus it sets you up to make intentional progress on paying down the debt or build up your savings.


I'll show you the single most effective way to set up a simple budget that's easy to stick to! 

  • Online Video class 
  • Why you should budget
  • Step-by-step instructions To Set up a Budget
  • 3 Budget examples
  • How to close out your monthly Budget to make progress on Your goals
  • pairs nicely with the Monthly budget Worksheets


2


5 beautiful printable PDF worksheets that make it easy to write in your budget numbers. Print to use again and again! 


*Bonus* Master List of Expenses - never miss a budget category again! 


The Basic Budget is perfect for you if:

  • You KNOW you need to set up a budget so you can get control of your money and want to do it as simply as possible.
  • You're just getting started with paying attention to your finances and you keep getting stuck on how to make a budget work.  
  • Buuuut... you're not quite ready to tackle paying off the debt or saving money. One step at a time! 

Change Your Finances

Basic Budget

System

But wait...

for just $13 more, you can get $96.99 worth of products and bonuses! 

Change Your Finances

Deluxe

System

The Deluxe System will walk you through a step by step system help you set up a simple budget that's easy to stick to, help you pay off debt even faster, and save money so you can handle your money with confidence and peace of mind.

For just $13 more, here's what you get with the Deluxe Change Your Finances System

1

7 Simple Steps to Make an Easy Monthly Budget Class ($27 value)


A video class with step-by-step instructions and examples  - so you can easily set up a simple budget FAST that you want to stick to and never wonder where your money went.


Plus it sets you up to make intentional progress on paying down the debt or build up your savings.


I'll show you the single most effective way to set up a simple budget that's easy to stick to! 

  • Online Video class 
  • Why you should budget
  • Step-by-step instructions To Set up a Budget
  • 3 Budget examples
  • How to close out your monthly Budget to make progress on Your goals
  • pairs nicely with the Monthly budget Worksheets


2

Budgeting Made Easy: Thriving on Any Income eBook ($24 value)

A faith-filled encouraging guidebook with practical action steps to help you live frugally, save money and pay off debt. 

Topics include:

  • Budget
  • Saving Money
  • Paying Down Debt
  • Emotional Side of Money
  • Self Care 
  • and more! 
  • Printable Worksheets

Over 1,500 women have purchased this e-book and love it!  

Moms love this dose of encouragement!


3

Pay Off Your Debt Challenge Workbook and Videos ($27 value)



Create a solid plan of attack to get rid of your debt quickly with this powerful workbook and inspiring videos.

  • Powerful workbook that lays out a simple plan of action to pay off debt quickly! 
  • Video lessons explaining the workbook step-by-step. 
  • Encouraging videos with debt pay off tips from other women who've become debt free. 

Imagine how good it will feel when you have zero payments. It's as amazing as you think!

4


5 beautiful printable PDF worksheets that make it easy to write in your budget numbers. Print to use again and again! 


*Bonus* Master List of Expenses - never miss a budget category again!

5

Have control of your grocery spending so you can use the extra money for more important things! 

  • Details out step-by-step how to create a grocery budget based on what your family actually eats
  • Printable worksheets

Be in control of your grocery spending once and for all so you can feed your family the healthy food you want


AND use the extra money towards paying off debt or saving money.


The Deluxe System is perfect for you if:

  • You're ready to take charge of your money once and for all! You want all the shortcuts and time-savers you can, since you want to change your financial situation ASAP!
  • You're ready to roll up your sleeves, tell your money where to go, pay off the debt as quickly as possible and start building up your savings accounts.
  • You're determined your financial future WILL be better and you know it's time to to enjoy life without worrying about every penny.

Change Your Finances

Deluxe

System

I SEE YOU!

Mama, how would your life be better if... 

  1. 1
    You have enough money
    To pay the bills and groceries, with some left over to do the fun things. You're
    in control of where it goes.
  2. 2
    You Are Debt Free
    Gone are ALL the payments. For good. Wouldn't that be amazing?!
  3. 3
    You Have Money in Savings
    To cover the never-ending repairs. For emergencies. To take a much needed vacation.
  4. 4
    You Can Breathe
    And finally enjoy life with peace of mind about money.


It's time to Take control of your money! 

don't let chance or circumstance dictate What your family's Future looks like.


Change Your Finances

System

A step-by-step system to simplify finances and reclaim the peace of mind you crave in LESS time.

What You Get With the Deluxe System

  • 7 Steps to Make an Easy Monthly Budget eClass - $27 value
  • Budgeting Made Easy: Thriving on Any Income eBook - $24 value
  • Pay Off Your Debt Challenge Videos + Workbook - $27 value 
  • Bonus: Monthly Budget Worksheets - $7 Value
  • Bonus: How to Set a Realistic Grocery Budget eBook $11.99 value

Ready to buy... Here's what you do

1

Get Immediate Access 

Get immediate lifetime access to every digital product in the Change Your Finances System emailed to you upon checkout. 

2

Use the Simple System 

Each product is packed with simple and easy steps to improve your finances. There's a road map to follow.

3

Improve Your Finances

Simplify money so you can have confidence and peace of mind. And the future you dream about! 

"You're always so encouraging about money." 

Get rid of the money stress one do-able change at a time.

“Charissa is great! She has helped me get my debt inline and find extra cash in my budget. I've been able to make progress in ways I wouldn't have on my own.” 

Pam

We no longer charge things except for true emergencies. I truly am working on it and it feels really good.

Lisa

Imagine if you...

  • Knew where your money was going. You're in control! 
  • Have enough money for groceries at the end of the month and all the bills! 
  • Were able to sleep at night and have peace of mind about money!
  • Could say YES to buying the things your family needs and wants! (clothes, house/car repairs... and the fun stuff!)
  • Had zero payments and savings in the bank! 

Ready to make this your story? There's no better way to spend $37.

Wouldn't that be such a relief? 


Can you imagine having freedom and peace of mind in your finances? 

Always having enough money to pay the bills and buy groceries.


Making headway in ways you wouldn't on your own. 


Having more money to pay off debt quicker and put

more money into savings. 


Able to be generous.


Never again... 

will you have to stand there at the register of the grocery store... praying that there's enough money in your account, your face flooded with shame, with several people behind you watching. 


INSTEAD when you follow The Change Your Finances system, you'll ALWAYS have enough money for the bills AND groceries. 


You'll be able to say yes to the new shoes, the healthy food you want to feed your family, and some splurges for yourself- without the guilt. 


You'll have a simple and effective method to pay off the debt quickly once and for all. How does debt free sound to you? It's pretty amazing!


You'll have money in savings for car/house repairs, the unexpected expenses, and emergencies.

What a relief!


You'll finally be able to put money aside for that vacation to make memories while you still can, to buy the beach house or mini-farm you've always wanted, and for a comfortable retirement.

You can enjoy life without counting every penny. 


 You can finally give generously.

I just finished reading Budgeting Made Easy. (You did a great job!) It all makes so much sense to me. I always thought I was pretty good with my money and not a very big spender. It made me look at what I'm currently spending on certain things. Looking back at the past 5 months of grocery bills was amazing! How am I spending that much money on food? I definitely know where I can start trimming my budget already!

-Karen

The Change Your Finances

System

A step-by-step system to simplify finances and reclaim the peace of mind you crave in LESS time.

I paid off my car! Soo thrilled, next debt is my student loan. I'm throwing anything extra at it, getting that principle down. When I started my debt free journey, I was at $11,000. Now I'm down to $4,500, which sounds close to zero. All thanks to you and your amazing notes I followed. 

-Sue

I can understand it!

"I've tried every budget tool, app, and program out there and never really found anything that I really understood! But Charissa explains it in a way that even I can understand it!" -Rebecca

I've got a plan!

"I've got a plan now and I know exactly where I am now." -Julie

I can update it quickly!

"I've been meaning to revamp my budget for a while but have been putting it off. This method is simple enough that I know I can update it quickly!" -Amanda

It's changed our lives!

Through the tips Charissa provides, my husband and I have been sticking to a prioritized budget for over four years. Following a prioritized budget has changed our lives! -Andrea

Maybe you've tried managing your money before (and it never worked)...


But what if it wasn't you... what if the plan you tried was too complicated. 



The Change Your Finances System is completely different.

I get it. You've been burned by other budget, apps, and tools that didn't deliver on their promises. Only told you to cut this and save that, until you thought you'd go nuts. 

You're ready for a true solution. One that works. Every time. 

Here's how The Change Your Finances System is completely different from anything you've tried before.

I care about You!

I understand what money shame feels like and how to get past it. I genuinely care about you! I pray for you and am available to help with any questions as you go through the Change Your Finances System. You're not alone! I know that when you get control of your finances, everything changes. 

"Thank you so much for the personalized response. We sincerely appreciate the time you took out to offer us your insights and suggestions."

-Lydia-

Simple Plan for Your Money

Money doesn't have to be stressful or complicated. I break everything down into simple do-able steps that are easy for anyone to follow.

This step-by-step plan gets REAL results every day for REAL women who go from scared and stressed out about money to confidently handling money with confidence and peace of mind.   

"All that was discussed is doable. All you have to do is get over the fear of starting and just face the reality before it is too late. I feel encouraged to use [the resources] and make the plan work."

-Claudia-

Biblical Perspective 

I draw on wisdom in the Bible about handling money and share my faith in each resource. I've seen God provide too many times to separate faith and finances. I know we've all been given a gift that God wants us to share with the world, but too often money struggles hold us back. Not any more. 

"Thank you for sharing your faith throughout the book. Sometimes I need that constant reminder that God is good and he will provide for me!"

-Karen-

Emotional Side of Money

Look, if changing our finances was just about the numbers, we're all smart enough to save and avoid debt. But money is much more connected to our emotions. I bring in the emotional side of money, giving you proven strategies to help you make true and lasting change in your finances - with LOTS of encouragement along the way! 

"I personally liked the Emotional side of the book. I think too often we don't talk about the emotional side of money and yet that's where we get tripped up 99 times out of 100. It only makes sense!"

-Crystal-

You’re just a few steps away from confidently handling your finances.

All you need is a proven step-by-step system. 

“Charissa makes starting and sticking to a budget feel totally doable.”

Rachel

Over 1,660 women have already bought my system to simplify money and changed their lives.

It's brought so much freedom and peace of mind

I used to think that money was out of control and that was scary, never sure what was going to come up. Since I've been diving into budgeting and paying off our debt, it has brought so much freedom and peace of mind into our finances.

Kate

Thank you for ministering to me about my finances

Today is a day of celebration, that took me almost 3 years to get too, but I paid off all my debt. I followed your recommendation of paying off the smallest card first, kept them paid off and didn't use them again. Plus I was able to pay cash for my air conditioner without financing it. Thank you for ministering to me about my finances. It's the first time in a long time, that I've been able to give generously and it feels really good.

Diana

Thanks for your guidance to make this possible!!

Just want to celebrate paying off one credit card completely today! Thanks for your guidance to make this possible!! I've made headway in ways I wouldn't have on my own. I love the way you keep it REAL! Thanks so much!

Pam

The Change Your Finances

Deluxe

System

A step-by-step system to simplify finances and reclaim the peace of mind you crave in LESS time.

Will the system work for you? YES it will, if...

  • You want to be in control of your finances (stick to a budget, pay off debt and save money)
  • You like having a simple plan with easy steps to know what to do next with your money. 
  • You don't have a lot of time to try and figure out what actually works in managing your money wisely.
  • You're ready to change your life.
  • And you want a better financial future for your family.

Imagine if...


  • Every month you had a simple plan for your money.
  • You have the energy and motivation to keep track of everything because it only takes 30 minutes or less per week.
  • You are able to intentionally put more money towards paying off debt or into savings. 
  • You know with confidence all the bills will be paid, with enough money for groceries. 
  • There's peace in the home because you're in control of your money.


If you're looking for ways to make managing money easier, how to really stick to a budget and follow through, so you can pay off debt and put more into savings....

The Change Your Finances System is just what you need!

You are clothed in strength and dignity, laughing at days to come

Prov. 31:25

Friend, I know right now that money is stressful and you feel like you're not good enough, that you'll never get it right.


I've felt the same. I care about you and what you're going through. 


It is possible for you to figure out budgeting, to pay off the debt, to save money and have a better financial future without the stress


You DON'T have to try to figure out it out on your own in the cracks and spaces of your schedule, still scared and stressed out. 


Girl, I've got your back! I've already done the hard work, so you don't have to!


I'll guide you through my simple system so you can change your family's finances for good with confidence and peace of mind. 


This system is based on Biblical wisdom about finances. I've seen God provide so many times for my own financial needs that I can't separate faith and finances.

 

I know that He cares for you and will provide for your needs as well.

So you can laugh at days to come instead of worrying about if there's going to be enough money.


And if you need encouragement along the way, you can reach out by email or DM. I'm here for you!

 

You're not alone.


"I am very thankful for that wake up call that I received in the program! I thank you for the care and the investment you make in people! I like how you always keep it real and that encourages me to keep going. Thanks for all your help!"

Pam - a Change Your Finances System customer

Finally Stop Stressing And Worrying About Money

Frequently Asked Questions

Who is this Change Your Finances System for? 

How will I get access? 

Is everything available immediately? 

What will I get? 

Is there any type of guarantee? 

How long will I have access? 

Why do I need to spend money to save money? 

I don't have time to budget, will this work for me? 

I've failed at budgeting before. How is this different?

Can I share this with a friend? 

30 DAYS

guarantee

You are fully protected by my 100% Happiness-Guarantee.

I'm confident that the Change  Your Finances System will help you simplify money and gain peace of mind about your finances. But if, for any reason, you don't like the Change Your Finances System, you don't like my teaching style or for any other reason aren't 100% satisfied with your purchase, you can email me within 30 days at Charissa@changeyourfinances.com and I'll happily refund your purchase. No questions asked.

What Other Happy Customers Have Said...

 Charissa covered all the topics equally without getting preachy or talking down at the reader. At times this book felt like I was speaking with an older sister or mentor.

- Bet B. -

I loved the way you emphasized handling your money well is a skill. That really seems achievable and motivating! You really felt like a fitness trainer, but for money! I loved that!

- Valerie D.  -

I just signed up for the POYD challenge, and I am so impressed with the workbook you have provided! It is simple, understandable and well-designed to make following the plan a breeze

- Holly C. -

"We're finally catching up on our bills that were behind and once we do that we'll be putting money towards savings and debts. I do use your method and it has helped so much. I've even been able to get my husband on board too!"

- Rebecca H. -

I love your book. It's so encouraging and I can tell that you really care about the people you wrote it for. The section on how God will take care of you when you don't know how you will make ends meet really struck a chord with me.

- Donna A.-

One thing about your “Budgeting Made Easy...” and the Bare Bones Budget-sheet, it was really helpful for me, because I always put food last, eat if we can.

- Elisa G. -