Are you struggling to manage your irregular income and feel like it's utterly impossible? 

You've tried EVERY budget tool, app and program but always get stuck on making YOUR numbers work?

Irregular Income 101

Class

Manage your irregular income so you can pay off debt, save money and make future plans confidently! 

I cannot say enough about Charissa! Such a friendly person and willing to put things in perspective! I've tried every budget tool, app, and program out there and never really found anything that I really understood! But Charissa explains irregular income in a way that even I can understand it! I finally have an actual budget made up and have a plan for the lean months! So glad I found her page, I highly recommend her to anyone who's struggling on an irregular income!


-Rebecca

Irregular Income 101 Customer 

Being stressed out and scared about money all the time. 

That's a problem.

It's even worse than what it appears.

Have you had conversations about money 

that sound like this? 

  • It's so stressful to spend hours and hours on a budget . You've added up the numbers countless times and gotten a different total every time. 
  • You're tired of trying to figure out how to pay all the bills and getting out the calendar to decide which ones can wait until  next payday. You just want to make sure there's enough for groceries, but there never seems to be anything leftover. 
  • How do you balance the need to pay off mountains of debt AND doing fun things as a family. Not to mention putting money in savings to cover emergencies... A long overdue vacation... Or the never-ending home repairs.... WHEN you can't even plan on your irregular income? 
  • You can't talk about money with your husband without fighting because he isn't on board.  He always tells the kids, 'We can't afford it, because of the Big Bad Budget', which makes you feel guilty. You wonder if you'll ever be able to get on the same page when it comes to finances and if you'll ever have money to fund the dreams you share. 
  • You're the only one who pays attention to the finances. Everyone seems to think that you have it all figured out... when you don't even know what to do or where to start and you don't want to admit you need help because of the shame. 
  • Your parents always told me 'You're bad with money. You'll never be ever to do it'. Now you're constantly fighting the long-accepted belief that you just can't budget because you believe you'll always fail at it.

Overall, you're stressed out, scared, and not thinking clearly enough to make wise choices with handling money. 

I see you,

stressed and worried lady. 

You shouldn't have to struggle with money any longer.

"Charissa explains irregular income in a way that even I can understand it! I finally have a budget made up for our circumstances!"


Irregular Income 101

Class

Manage your irregular income so you can pay off debt, save money and make future plans confidently!

"Since I work on commission and my paydays are totally inconsistent, I have never been able to figure out a way to organize my money because paychecks are so stinkin’ irregular and sometimes it feels like forever between paychecks. Charissa helped me develop a plan of action and to my shock---it works! She cut through all the past feelings of money failure, fear and dread into stress-free easy money management! Now I WANT to spend time budgeting because I love the feeling of peace and knowing that my bills are paid on time and I know exactly where my money is going."

Kim

An Irregular Income 101 customer



I totally understand what it feels like to be stressed and worried about an irregular income. I used to really struggle with that too before I learned about managing money well.

Here's what I know about you already

  1. 1
    You're Incredible!
    Really! Juggling all the roles and responsibilities you have as a woman / wife / mom- way to go!
  2. 2
    Money Stresses You Out
    It's just one more thing you have to squeeze in to your busy life, even though you know you should do more.
  3. 3
    You're not a bad person
    You're not a failure. You're not disappointing your family.
  4. 4
    I have the tools you need
    to simplify money so you can have confidence and peace of mind.

You feel like you're failing your family....


Instead, you're an incredible blessing to them. 


Constantly looking for ways to cut expenses so that you can put more towards debt or savings. You know that there's a better financial future available for your family and you're willing to do whatever it takes 


And that's why I'd like to give you an exclusive discount on my Change Your Finances System, the premier step-by-step system help you simplify your finances and reclaim your peace of mind. 


I care about you. I believe in you and know you can do this.


Who am I and why should you listen to me about finances

Charissa Quade

Hi, I'm Charissa Quade and I used to be really scared of money until I learned what I know now. 


When I was scared and stressed out about my irregular income, I was so desperate for a solution

so I began to try and figure out how to handle money wisely.


I wanted to be in control of where my money was going. To have enough to pay the bills and groceries with some left over.


To get rid of the debt that was suffocating me. To finally build up my savings account so an unexpected expense wouldn't wipe it out. 


(can you relate?)


My efforts paid off! 


I got control of my money and have been sticking to a budget for over a decade.


I paid off all my debt in less than two years, becoming debt free in 2010. 


Then I saved up and paid $79,755 in cash for my husband's school over the next few years. Built up my emergency savings and saved for other big purchases. 


All on an irregular income.


I've put everything I've learned into a simple step-by-step plan, The Irregular Income 101 bundle, so it's easy for you to apply. 


So you don't have to be scared and stressed out about money any longer. 


With the tools in the Irregular Income 101 Bundle, I've helped over 1,700 women - (just like you!)

  • Find extra money they didn't realize they had... all because they set up a simple budget - one that actually works and you want to stick to! 
  • Save hundreds of dollars each month by reducing unnecessary spending (while still having spending money for what's important to you!)
  • Pay off tens of thousands in debt in a few years. Credit cards, student loans, car loans, medical debt... you name it! Gone!
  • Build up savings so unexpected expense no longer derail the plan and so they have several months worth of expenses saved up for emergencies. 
  • Manage their irregular income with confidence, take back control of their future, and have peace of mind! 

The Irregular Income 101 Bundle makes it easy for busy women to take control of their finances and rest in knowing they have a plan that works. You can't afford to miss this opportunity! 

"I love your book. It's so encouraging and I can tell that you really care about the people you wrote it for.  The section on how God will take care of you when you don't know how you will make ends meet really struck a chord with me."

Donna


Can you remember the last time you didn't worry about money?

hasn't it been waaaay too long?

What if you get to the end of your life and look back... 

Filled with regret because you 


  • Always struggled with money... barely scraping by.
  • Never did take those fun vacations and make memories when the kids were at home... couldn't afford to.
  • Couldn't buy that dream home you and your hubby wanted, or retire comfortably... hadn't been able to save the money.
  • Weren't able to give generously... there was never enough.
  • Worry that the only thing you'll leave your children when you're gone is a financial mess; piles of credit card statements, past due bills and debt payment booklets... and all your bad financial habits. 

What would you give to go back in time and fix your finances when you had the chance? 

Oh Friend, this doesn't have to be you! 


You have a choice. 

 

You can choose today to create a better life for you and your family.

Life's too short to just work and pay the bills.

You deserve to be handle money with confidence and have peace of mind. 

That's why I'm offering you the

Irregular Income 101 Bundle



To take you from where you are right now to where you WANT to be... 

WITHOUT the money stress!

Irregular Income 101

Class

Manage your irregular income so you can pay off debt, save money and make future plans confidently!

Irregular Income 101

Class

  • Irregular Income 101 eClass - $47 value
  • Bonus: Irregular Income Worksheets - $7 Value 
  • Budgeting Made Easy: Thriving on Any Income eBook - $24 value


Total Value: $54.00



$27


The Irregular Income Bundle hasn't just worked for me, it's worked for over 1,700 women too! 

Takes all the pressure off

"Knowing that every month even on a variable income, being able to tell your money where to go takes all the pressure off. As long as the needs of the family are covered, the NEEDS, then all is well. The rest is gravy. Even in the "lean" months, because you can still take whatever is left and pay on the priorities as they are listed. Again, you have it all listed and established. No brainer. Easy peasy.

-Crystal

Finally catching up on bills

We're finally catching up on our bills that were behind and once we do that we'll be putting money towards savings and debts. I do use your method and it has helped so much. I've even been able to get my husband on board too!

-Rebecca


Money isn't out of control anymore!

"I used to think that money was out of control and that was scary, never sure what was going to come up. Since I've been diving into budgeting and paying off our debt with Charissa's program, it has brought so much freedom and peace of mind into our finances."  Kate

It helped me get through a slow month! 

"My income is so inconsistent, but you shared a lot of really great information and that has stuck with me. We had a slow month recently and I remember you saying that it's ok to sell your things and to look at what you need to do to make more money. To ask God to help you and He will bless you with ideas and opportunities. That helped me get through the slow month!"  Karely

What's Included in the Irregular Income 101 Class


Irregular Income 101

Class

Manage your irregular income so you can pay off debt, save money and make future plans confidently!

1

Irregular Income 101 Class ($47 value)

Manage your irregular income with confidence with this in-depth class. 


Know how much money is coming in and how to budget effectively. 


Stabilize the income dips.


Know how much to save.


Use the woo hoo months as a big shovel to help you pay off debt or put

money into savings.


Make future plans. 


The Irregular Income 101 e-class has 5 video lessons, each less than 30 minutes long, covering topics including

  • How to budget an irregular income
  • How to pay off debt on an irregular income
  • How to save money on an irregular income
  • What to do in the lean months to survive
  • What to do in the surplus months to thrive and prepare for the lean months
  • And more!


2

These Irregular Income Worksheets will walk you through 

  • how much money can you count on every month
  • how you can figure out your baseline budget based on your lowest month's income
  • and so much more! 


The Irregular Income 101 class is perfect for you if:

  • You've tried every budget tool, app and program but always got stuck on making the numbers work out because of your irregular income.
  • You're tired of the wild income swings and not knowing how to save for the slow months or how to plan for the surplus months. 
  • You've struggled with feelings of money failure, fear and dread because of your irregular income. 

Irregular Income 101

Class

But wait...

for just $10 more, you can get a faith-filled guidebook to help you thrive on an irregular income! 

Irregular Income 101

Bundle

The Deluxe System will walk you through a step by step system help you set up a simple budget that's easy to stick to, help you pay off debt even faster, and save money so you can handle your money with confidence and peace of mind. ALL while on an irregular income! 

For just $10 more, here's what you get with the Irregular Income 101 Bundle

1

Irregular Income 101 class ($47 value)


Manage your irregular income with confidence with this in-depth class. 


Know how much money is coming in and how to budget effectively. 


Stabilize the income dips.


Know how much to save.


Use the woo hoo months as a big shovel to help you pay off debt or put

money into savings.


Make future plans. 


The Irregular Income 101 e-class has 5 video lessons, each less than 30 minutes long, covering topics including

  • How to budget an irregular income
  • How to pay off debt on an irregular income
  • How to save money on an irregular income
  • What to do in the lean months to survive
  • What to do in the surplus months to thrive and prepare for the lean months
  • And more!

2

Budgeting Made Easy: Thriving on Any Income eBook ($24 value)

A faith-filled encouraging guidebook with practical action steps to help you live frugally, save money and pay off debt, ALL on an irregular income! 


Topics include:

  • Budget
  • Saving Money
  • Paying Down Debt
  • Emotional Side of Money
  • Self Care 
  • and more! 
  • Printable Worksheets

Over 1,600 women have purchased this e-book and love it!  

Women love this dose of encouragement!

3


These Irregular Income Worksheets will walk you through 

  • how much money can you count on every month
  • how you can figure out your baseline budget based on your lowest month's income
  • and so much more! 


The Irregular Income 101 Bundle is perfect for you if:

  • You're ready to take charge of your money once and for all! You want all the shortcuts and time-savers you can, since you want to change your financial situation ASAP!
  • You're ready to roll up your sleeves, tell your money where to go, pay off the debt as quickly as possible and start building up your savings accounts.
  • You're determined your financial future WILL be better and you know it's time to to enjoy life without worrying about every penny.
  •  You want to turn the past  feelings of money failure, fear and dread into stress-free easy money management! Even WITH an irregular income!  
  • You're ready for the  feeling of peace and knowing that your bills are paid on time.

Irregular Income 101

Bundle

Imagine your irregular income being no big deal! 

Peace

You finally have a budget that WORKS... even on an irregular income. 

You know for sure that your bills will be paid ono time.  You have peace. 

Confidence

Because you have money in savings to even out the low months, The income dips aren't a big deal, . In fact, you're looking for ways to create additional income in the slow months since you know they are coming. 


Excitement

You can make future plans.... and keep them... because you have a solid plan for saving. Plus you're using that big shovel of the surplus months to pay off debt fast! 

"It is really going to lift a lot of stress off me. I feel like I can create a solid budget now!"

I SEE YOU!

how would your life be better if... 

  1. 1
    You have enough money
    To pay the bills and groceries, with some left over to do the fun things. You're
    in control of where it goes.
  2. 2
    You Are Debt Free
    Gone are ALL the payments. For good. Wouldn't that be amazing?!
  3. 3
    You Have Money in Savings
    To cover the never-ending repairs. For emergencies. To take a much needed vacation.
  4. 4
    You Can Breathe
    And finally enjoy life with peace of mind about money.


It's time to Take control of your money! 

don't let chance or circumstance Or Irregular Income dictate What your family's Future looks like.


Irregular Income 101

Bundle

Manage your irregular income so you can pay off debt, save money and make future plans confidently!

What You Get With The Irregular Income 101 Bundle

  • Irregular Income 101 eClass - $47 value
  • Budgeting Made Easy: Thriving on Any Income eBook - $24 value
  • Bonus: Irregular Income Worksheets - $7 Value

Ready to buy... Here's what you do

1

Get Immediate Access 

Get immediate lifetime access to every the Irregular Income 101 class emailed to you upon checkout. 

2

Use the Simple System 

Each product is packed with simple and easy steps to improve your irregular income immediately.

3

Improve Your Finances

Simplify money so you can have confidence and peace of mind. And the future you dream about! 

"You're always so encouraging about money." 

Get rid of the money stress one do-able change at a time.

“Charissa is great! She has helped me get my debt inline and find extra cash in my budget. I've been able to make progress in ways I wouldn't have on my own.” 

Pam

We no longer charge things except for true emergencies. I truly am working on it and it feels really good.

Lisa

Imagine if you...

  • Knew where your money was going. You're in control! 
  • Have enough money for groceries at the end of the month and all the bills! 
  • Were able to sleep at night and have peace of mind about money!
  • Could say YES to buying the things your family needs and wants! (clothes, house/car repairs... and the fun stuff!)
  • Had zero payments and savings in the bank! 

Ready to make this your story? There's no better way to spend $37.

Wouldn't that be such a relief? 


"To my shock... Charissa's plan for an irregular income works!"

Can you imagine having freedom and peace of mind in your finances? 

Always having enough money to pay the bills and buy groceries.


Making headway in ways you wouldn't on your own. 


Having more money to pay off debt quicker and put

more money into savings. 


Able to be generous.


Never again... 

will you have to stand there at the register of the grocery store... praying that there's enough money in your account, your face flooded with shame, with several people behind you watching. 


INSTEAD when you follow The Change Your Finances system, you'll ALWAYS have enough money for the bills AND groceries. 


You'll be able to say yes to the new shoes, the healthy food you want to feed your family, and some splurges for yourself- without the guilt. 


You'll have a simple and effective method to pay off the debt quickly once and for all. How does debt free sound to you? It's pretty amazing!


You'll have money in savings for car/house repairs, the unexpected expenses, and emergencies.

What a relief!


You'll finally be able to put money aside for that vacation to make memories while you still can, to buy the beach house or mini-farm you've always wanted, and for a comfortable retirement.

You can enjoy life without counting every penny. 


 You can finally give generously.

I just finished reading Budgeting Made Easy. (You did a great job!) It all makes so much sense to me. I always thought I was pretty good with my money and not a very big spender. It made me look at what I'm currently spending on certain things. Looking back at the past 5 months of grocery bills was amazing! How am I spending that much money on food? I definitely know where I can start trimming my budget already!

-Karen

Irregular Income 101

Bundle

Manage your irregular income so you can pay off debt, save money and make future plans confidently!

I just made it through my first six weeks of my irregular income after your program and all the bills were paid! It was so smooth! 

-Kim

I can understand it!

"I've tried every budget tool, app, and program out there and never really found anything that I really understood! But Charissa explains it in a way that even I can understand it!" -Rebecca

I've got a plan!

"I've got a plan now and I know exactly where I am now." -Julie

I can update it quickly!

"I've been meaning to revamp my budget for a while but have been putting it off. This method is simple enough that I know I can update it quickly!" -Amanda

It's changed our lives!

Through the tips Charissa provides, my husband and I have been sticking to a prioritized budget for over four years. Following a prioritized budget has changed our lives! -Andrea

Maybe you've tried managing your money before (and it never worked)...


But what if it wasn't you... what if the plan you tried was too complicated. 



The Irregular Income 101 class is completely different.

I get it. You've been burned by other budget, apps, and tools that didn't deliver on their promises. Only told you to cut this and save that, until you thought you'd go nuts. 

You're ready for a true solution. One that works. Every time. 

Here's how The Change Your Finances System is completely different from anything you've tried before.

I care about You!

I understand what money shame feels like and how to get past it. I genuinely care about you! I pray for you and am available to help with any questions as you go through the Change Your Finances System. You're not alone! I know that when you get control of your finances, everything changes. 

"Thank you so much for the personalized response. We sincerely appreciate the time you took out to offer us your insights and suggestions."

-Lydia-

Simple Plan for Your Money

Money doesn't have to be stressful or complicated. I break everything down into simple do-able steps that are easy for anyone to follow.

This step-by-step plan gets REAL results every day for REAL women who go from scared and stressed out about money to confidently handling money with confidence and peace of mind.   

"All that was discussed is doable. All you have to do is get over the fear of starting and just face the reality before it is too late. I feel encouraged to use [the resources] and make the plan work."

-Claudia-

Biblical Perspective 

I draw on wisdom in the Bible about handling money and share my faith in each resource. I've seen God provide too many times to separate faith and finances. I know we've all been given a gift that God wants us to share with the world, but too often money struggles hold us back. Not any more. 

"Thank you for sharing your faith throughout the book. Sometimes I need that constant reminder that God is good and he will provide for me!"

-Karen-

Emotional Side of Money

Look, if changing our finances was just about the numbers, we're all smart enough to save and avoid debt. But money is much more connected to our emotions. I bring in the emotional side of money, giving you proven strategies to help you make true and lasting change in your finances - with LOTS of encouragement along the way! 

"I personally liked the Emotional side of the book. I think too often we don't talk about the emotional side of money and yet that's where we get tripped up 99 times out of 100. It only makes sense!"

-Crystal-

You’re just a few steps away from confidently handling your irregular income.

All you need is a proven step-by-step system. 

“Charissa makes starting and sticking to a budget feel totally doable.”

Rachel

Over 1,700 women have already bought my system to simplify money and changed their lives.

It's brought so much freedom and peace of mind

I used to think that money was out of control and that was scary, never sure what was going to come up. Since I've been diving into budgeting and paying off our debt, it has brought so much freedom and peace of mind into our finances.

Kate

Thank you for ministering to me about my finances

Today is a day of celebration, that took me almost 3 years to get too, but I paid off all my debt. I followed your recommendation of paying off the smallest card first, kept them paid off and didn't use them again. Plus I was able to pay cash for my air conditioner without financing it. Thank you for ministering to me about my finances. It's the first time in a long time, that I've been able to give generously and it feels really good.

Diana

Thanks for your guidance to make this possible!!

Just want to celebrate paying off one credit card completely today! Thanks for your guidance to make this possible!! I've made headway in ways I wouldn't have on my own. I love the way you keep it REAL! Thanks so much!

Pam

"To my shock... Charissa's plan for an irregular income works!"

Irregular Income 101

Bundle

Manage your irregular income so you can pay off debt, save money and make future plans confidently!

Will the Irregular Income Bundle work for you? YES it will, if...

  • You want to be in control of your irregular income (stick to a budget, pay off debt and save money)
  • You like having a simple plan with easy steps to know what to do next with your money. 
  • You don't have a lot of time to try and figure out what actually works in managing your money wisely.
  • You're ready to change your life.
  • And you want a better financial future for your family.

Imagine if...


  • Every month you had a simple plan for your money.
  • You have the energy and motivation to keep track of everything because it only takes 30 minutes or less per week.
  • You are able to intentionally put more money towards paying off debt or into savings. 
  • You know with confidence all the bills will be paid, with enough money for groceries. 
  • There's peace in the home because you're in control of your money.


If you're looking for ways to make managing money easier, how to really stick to a budget and follow through, so you can pay off debt and put more into savings.... all on an irregular income...

The Irregular Income Bundle is just what you need!

You are clothed in strength and dignity, laughing at days to come

Prov. 31:25

Friend, I know right now that money is stressful and you feel like you're not good enough, that you'll never get it right.


I've felt the same. I care about you and what you're going through. 


It is possible for you to figure out budgeting, to pay off the debt, to save money and have a better financial future without the stress


You DON'T have to try to figure out it out on your own in the cracks and spaces of your schedule, still scared and stressed out. 


Girl, I've got your back! I've already done the hard work, so you don't have to!


I'll guide you through my simple system so you can change your family's finances for good with confidence and peace of mind. 


This system is based on Biblical wisdom about finances. I've seen God provide so many times for my own financial needs that I can't separate faith and finances.

 

I know that He cares for you and will provide for your needs as well.

So you can laugh at days to come instead of worrying about if there's going to be enough money.


And if you need encouragement along the way, you can reach out by email or DM. I'm here for you!

 

You're not alone.


"I was so happy. I finally understand how I should budget for our circumstances. Seriously! Your help has been so awesome! We're watching the 3rd video tonight."

 Rebecca - an Irregular Income customer

Finally Stop Stressing And Worrying About Your Irregular Income! 

Frequently Asked Questions

Who is this Irregular Income Class for? 

How will I get access? 

Is everything available immediately? 

What will I get? 

Is there any type of guarantee? 

How long will I have access? 

Why do I need to spend money to save money? 

I don't have time to budget, will this work for me? 

I've failed at budgeting before. How is this different?

Can I share this with a friend? 

30 DAYS

guarantee

You are fully protected by my 100% Happiness-Guarantee.

I'm confident that the Irregular Income 101 class will help you handle your finances with confidence, budget successfully, pay off debt, and save money, regardless of your income swings. But if, for any reason, you don't like the Irregular Income 101 Class, you don't like my teaching style or for any other reason aren't 100% satisfied with your purchase, you can email me within 30 days at Charissa@changeyourfinances.com and I'll happily refund your purchase. No questions asked.

What Other Happy Customers Have Said...

 Charissa covered all the topics equally without getting preachy or talking down at the reader. At times this book felt like I was speaking with an older sister or mentor.

- Bet B. -

I loved the way you emphasized handling your money well is a skill. That really seems achievable and motivating! You really felt like a fitness trainer, but for money! I loved that!

- Valerie D.  -

I just signed up for the POYD challenge, and I am so impressed with the workbook you have provided! It is simple, understandable and well-designed to make following the plan a breeze

- Holly C. -

"We're finally catching up on our bills that were behind and once we do that we'll be putting money towards savings and debts. I do use your method and it has helped so much. I've even been able to get my husband on board too!"

- Rebecca H. -

I love your book. It's so encouraging and I can tell that you really care about the people you wrote it for. The section on how God will take care of you when you don't know how you will make ends meet really struck a chord with me.

- Donna A.-

One thing about your “Budgeting Made Easy...” and the Bare Bones Budget-sheet, it was really helpful for me, because I always put food last, eat if we can.

- Elisa G. -