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Reader's Question: How can you save if you are on a lower income? Where do you start?
Hi there! Trying to save money on a low income?
Yeah, it’s tough. Really, really tough. Instantly, I can go back to feeling the stressful realities of a low income and desperately trying to save money to pay for the next school semester.
There were household bills, car repairs, school, and debt payments. Did I mention I was self-employed with a variable income, which meant paying my own taxes and higher health insurance premiums? And I was the only one working?
But it is possible to save money on a low income!!
Saving money has more to do with changing your mindset, than it does with the amount you are able to put into your savings account.
It took me a while to learn this lesson, but it has become much more valuable as I have been able to put it into practice.
You can be successful with saving money, even on a low income, when you can change the way you approach savings.
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How do you change your mindset about saving money?
Hi! I’m Charissa. I’m on a mission to help hardworking women overcome money struggles and gain financial peace with a Biblical perspective so they can have the freedom to impact their families and communities. Ready to make some changes that will impact your finances in 2020? Click here to get a free worksheet to help you make it happen!