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Inside: Easy tip to help you save up and pay cash for Christmas, so you can keep your budget on track all year long. Christmas doesn't have to derail the budget or make you play catch-up in the new year.
Amidst the festive decorations, the sparkly lights and smell of cinnamon from the oven, a pile of colorful gifts sneered at me.
Scrambling for gifts for immediate family. Nice ones that they'd appreciate, not the ones that elicit an "oh, that's nice" and you know it's heading to Goodwill tomorrow.
Gifts for family members who don't have anyone else.
I resented the gifts. Well, not the gifts themselves. The money tied up in them. It'd be until at least February before I'd be able to catch up on the bills.
2 months less to make progress towards building up my savings account. Slow going already, with unexpected expenses that pop up all the time.
Disrupting my careful calculations, down to the penny, how much we'd be able to save in the next year.
ENOUGH IS ENOUGH!
Why should money stress make me into a Christmas Scrooge?
My family needs have top priority. Authentic generosity is brought about when I spend within the amount I've determined and planned.
Here's how to save up money all year long for Christmas and get rid of the inner Scrooge...
How You Can Save Up and Pay Cash for Christmas - An Easy Tip to Keep Your Family's Budget on Track All Year Long
Summary
Resources
Click Here to Get the {FREE} 20 Small Things You Can Do To Improve Your Finances Checklist - Need other ideas on how to improve your finances? Grab this free worksheet.
Click Here to Get Your Christmas Budget Tracker {FREE Worksheet} - Now that you have a plan for saving up and paying cash for Christmas, this worksheet will help you stick to your Christmas budget!
Change Your Finances Bundle - All of my best selling financial resources for one low price! These products will help you change your financial future and will give you confidence with handling money.
7 Simple Steps to Make an Easy Monthly Budget - This class will walk you through all the in's and out's of setting up a successful budget so you can make progress on your money goals.
Monthly Budget Worksheets - All the worksheets you need to set up a monthly budget you can stick to.
Need some inexpensive gift ideas? Check out my collection of gift ideas for everyone here.
Or browse my Amazon Influencer store for gift ideas of $20 or less (affiliate link).
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What would you do if you paid cash for Christmas? Tell me below!
Hi! I’m Charissa. I’m on a mission to help hardworking women overcome money struggles and gain financial peace with a Biblical perspective so they can have the freedom to impact their families and communities. Ready to make some changes that will impact your finances in 2020? Click here to get a free worksheet to help you make it happen!
Can’t wait
Denise, you can do it! Proud of you!