Goodness gracious! I have a confession to make. Please don’t throw tomatoes…
I fell off the wagon in September and did not even enter one transaction into Quicken. I am still working on catching up my budget and have to be careful, because when I slack off on tracking my budget, it is very easy to overspend. Overspending then leads into a huge headache and several hours of trying to figure out where the money went.
Tracking your savings goals can be life-changing for your finances.
Not seeing any progress when you are working towards a financial goal is the worst. Every. Single. Time.
I am happy to report that since I started tracking my money and now I am super excited to see how much I have saved each month. The growing numbers have inspired me to get a part-time job and trim household expenses to see even more progress being made.
My money tree is slowly getting colored in, as I save up money for school and I can see the end is in sight. Making your money goals visual is extremely helpful and valuable! Do you have a money goal and don’t feel like you are making progress, stop right now and make your goal visual!
So thank you, because if I didn’t have the responsibility of posting my monthly savings reports for you, I would not have made so much progress.
Trimmed monthly expenses
Money saved for annual bills
Here is a breakdown of where the money will be going.
I worked a lot of hours in September! My earnings from my part-time job needed to be split to cover some of my regular expenses, but I received two really nice bonuses.
A couple of my new freelance jobs paid out in September, which was nice and I was able to put aside money towards a new washer, yay!
The school savings total is all weird because I had to pay back the money borrowed from savings to cover the tuition. I had all the money for the school semester by the 10th of September, but tuition was due on August 12th, so I had to do some juggling of savings.
Working so much finally caught up to me and I decided to work less than 40 hours the last two weeks to give myself a mini-break. One perk about being self-employed is making your own schedule.
One thing has become very apparent to me over the last month. My part-time job can only be a temporary job as it is very physically hard on me. I am very thankful to have the job right now with all the hours (and bonuses) I have received.
However, I am starting to work behind the scenes on developing some of my own products related to this blog. This job has served as a motivating factor in being willing to do the work to bring in an income from my blog.
Stay tuned for news of the product development process.
I will close with this, I am very thankful to God who has provided all this extra work and the strength to do it. If He was not providing for me, I would not be able to be in the position of saving $2.896.01 this month.
Want to follow my savings journey as I pay the last tuition payments for my husband's school with cash?
Previous Savings Reports...
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Hi! I’m Charissa. I’m on a mission to help hardworking women overcome money struggles and gain financial peace with a Biblical perspective so they can have the freedom to impact their families and communities. Ready to make some changes that will impact your finances in 2020? Click here to get a free worksheet to help you make it happen!