Save time and money with my best-selling resources in Complete Change Your Finances Bundle.
Goodness gracious! I have a confession to make. Please don’t throw tomatoes…
I fell off the wagon in September and did not even enter one transaction into Quicken. I am still working on catching up my budget and have to be careful, because when I slack off on tracking my budget, it is very easy to overspend. Overspending then leads into a huge headache and several hours of trying to figure out where the money went.
Tracking your savings goals can be life-changing for your finances.
Not seeing any progress when you are working towards a financial goal is the worst. Every. Single. Time.
I am happy to report that since I started tracking my money and now I am super excited to see how much I have saved each month. The growing numbers have inspired me to get a part-time job and trim household expenses to see even more progress being made.
My money tree is slowly getting colored in, as I save up money for school and I can see the end is in sight. Making your money goals visual is extremely helpful and valuable! Do you have a money goal and don’t feel like you are making progress, stop right now and make your goal visual!
So thank you, because if I didn’t have the responsibility of posting my monthly savings reports for you, I would not have made so much progress.
Extra money | |
$440.00 $101.02 | |
Trimmed monthly expenses | $93.40 |
Money saved for annual bills Bonus | $752.00 $571.30 |
Second job | $2,448.00** ($938.29) |
| |
Total Saved | $2,896.01 |
Here is a breakdown of where the money will be going.
Account | Amount | Running Total |
---|---|---|
Emergency | $131.70 | $1,355.58 |
Car Repair | $75.00 | $470.26 |
School | $1,889.00 | $405.00** |
Bills/Expenses Blog Expenses | $731.00 $100.00 | N/A N/A |
Notes-
I worked a lot of hours in September! My earnings from my part-time job needed to be split to cover some of my regular expenses, but I received two really nice bonuses.
A couple of my new freelance jobs paid out in September, which was nice and I was able to put aside money towards a new washer, yay!
The school savings total is all weird because I had to pay back the money borrowed from savings to cover the tuition. I had all the money for the school semester by the 10th of September, but tuition was due on August 12th, so I had to do some juggling of savings.
Working so much finally caught up to me and I decided to work less than 40 hours the last two weeks to give myself a mini-break. One perk about being self-employed is making your own schedule.
One thing has become very apparent to me over the last month. My part-time job can only be a temporary job as it is very physically hard on me. I am very thankful to have the job right now with all the hours (and bonuses) I have received.
However, I am starting to work behind the scenes on developing some of my own products related to this blog. This job has served as a motivating factor in being willing to do the work to bring in an income from my blog.
Stay tuned for news of the product development process.
I will close with this, I am very thankful to God who has provided all this extra work and the strength to do it. If He was not providing for me, I would not be able to be in the position of saving $2.896.01 this month.
Want to follow my savings journey as I pay the last tuition payments for my husband's school with cash?
Previous Savings Reports...
TIP: Do you like the idea of earning cash back when you shop for groceries, eat at restaurants or shop online? With Ibotta, you can do just that! Ibotta is an online app that gives you cash rewards when you shop online or scan your grocery receipts. It’s a simple way to earn extra cash! Get a $10 bonus when you sign up with Ibotta!
Like this post? Check out all the rest in:
Hi! I’m Charissa. I’m on a mission to help hardworking women overcome money struggles and gain financial peace with a Biblical perspective so they can have the freedom to impact their families and communities. Ready to make some changes that will impact your finances in 2020? Click here to get a free worksheet to help you make it happen!
Alexandra says
Congrats on another great month! It’s always inspirational to see these posts – and then they always make me go check to see where I’m at for the current month 🙂
Charissa says
Thank you Alexandra, I am so glad you find these posts inspirational. I’ve wondered if people enjoy reading them or find them boring.
Kristin says
This is truly amazing, I can’t believe you saved that much money!! I’m also really excited to see what products you are working on!
Charissa says
Thank you Kristin. All the savings is due to a lot of extra work and having God provide the hours. I’ll share more about my products along the way, stay tuned!