Smart and Frugal Moms 

2021 Conference

Equipping Strong and Courageous Women to Handle money in ways that honor God, build up their families and Allow them to stand in the gap in their communities

Hey Frugal Lady! This conference is jam-packed with proven strategies to help you become even more of the

 Frugal Lady you are! 

The live conference is over... BUT you can still access the all the VIP Experience recordings!! 

2021 IS the year you improve your finances even more quickly than you ever thought possible!

If you're overwhelmed with debt, late fees and missing payments...

Or just the time you have a little money saved up... 

Bam! Something comes up and wipes it all out with one swoop!

Do you find yourself up at night, worrying that there will be a large car repair.  Or the kids will need shoes. 

Or you panic any time money comes up in conversation. It seems like all you do is fight with your spouse. 

Every time you say no to the kids, you feel guilty

(And you hate the thought of taking out a loan or asking your parents for help.)

Well that all changes today. 

Get your ticket to the Smart and Frugal Moms Conference. 

You'll get 5 days jam-packed with proven strategies to help you manage your money confidently and reclaim your peace of mind. 

You'll learn from an incredible list of speakers who've been where you are and will give you the tools you need, so you can create the financial future you dream about! 

Regardless what your financial situation looks like today.

There IS hope. You CAN create a better financial future. It all starts with the Smart and Frugal Moms Conference. 

Are you ready to get your money under control? 

Presentation Topics

Marriage and Money

Working together on finances with your spouse will improve your relationship and communication as well as allow you to reach your financial goals even quicker as a team! 

Frugal Finances

Gain new insights on how to budget, pay down debt, and save money easily with these presentations!

Kids and Money

Gain the insight you need to teach your kids about money. You want to pass down the good financial habits you're learning!

Frugal Daily Living

We'll show you how you can be wise and frugal with your daily expenses so you can have more money for the things that matter! 

Frugal Business

One of the best ways to create financial stability for your family as a woman is to own a business! We'll show you how you can be a frugal business owner. 

"Thank you so much for all your hard work on this! I've gone from feeling like I'm on the perpetual "walk of shame" about our finances to being on a team of smart determined ladies I can be cheered on by whenever I'm feeling lonely and isolated in my situation--I can listen to the podcasts while I'm getting chores done around the house 🤗 Your invention of this week was definitely God inspired!!!🙏🏻" - Diane, previous attendee

How does the Smart and Frugal Moms

Virtual Conference work? 


When you get the VIP Experience, you will receive immediate access to all the 20 Conference Recordings and the bonus Prayer Power Hours! 

Watch for a email with your login instructions!


Access to the Vendor Hall Find the incredible tools and resources you need to help you in all areas of your finances!

You'll find a variety of amazing products that will immediately help you become even more frugal and wise with your money!

Smart and Frugal Moms 


What You Get With Your VIP Experience Recordings


20 Incredible Presentations ($497 value)

Gathered together in this conference are 15+ seasoned speakers who bring a wealth of knowledge that will change your finances in 2021!

(Normally, it would cost at least $497 to see all of them speak... but not for you! You can watch them all for $37!)

Topics include: Marriage + Money, Frugal Finances, Kids + Money, Frugal Daily Living and Frugal Business

Each presentation is 20-30 minutes long. 


Beautifully Designed Workbook ($19 Value)

This workbook is designed to help you take notes so you can impliment what you learn into frugal habits that you take with you!

You'll get the printable workbook emailed to you.



Vender Hall Access ($27 Value)

You'll find a variety of amazing products that will immediately help you become even more frugal and wise with your money!

Think of it as a one stop shop for the resources you need to get control of your money. 


Faith and Finances Daily Prayer Power Hour ($297 value)

We believe that there is so much power in praying over your financial situation.

Each day of the conference, you'll join Charissa Quade in a private Zoom group call where she'll pray with you and for you finances. You're not going to want to miss this!! 

We'll take a look some Bible verses that go along with the daily theme and then spend the rest of the time in prayer.  

Each Prayer Power Hour is 1 hour long


Unlimited Access to All Presentations ($37 value)

This is perfect for the busy mom who WANTS to become more frugal but doesn't want to be overwhelmed with watching all the videos in one day, because our schedule is JAM-PACKED!

You have unlimited access to all the videos and worksheets. Watch at your convenience. 

You will be emailed exclusive access instructions to the private viewing area.

Topics include: Marriage + Money, Frugal Finances, Kids + Money, Frugal Daily Living and Frugal Business

Each presentation is 20-30 minutes long.

Smart and Frugal Moms

VIP Experience

Why is the cost of the ticket so cheap? 

I'm on a mission to help 100,000 women find confidence and peace of mind in their finances. I wanted to make this life changing information accessible to the most amount of women and priced it so everyone can attend. 

Gathered together in this conference are 15+ seasoned speakers who bring a wealth of knowledge that will change your finances in 2021! (Normally, it would cost at least $497 to see all of them speak... but not for you! You can watch them all for $37!)

My goal is that you can learn and implement at least one thing from this conference that will help you better your finances in a way that will more than pay for the cost of your ticket. 

With the incredible line up of speakers and topics featured, I wouldn't be surprised at all if you walked away from this conference with the knowledge and tools you need to make 2021 the year you get your finances under control! Confidently!

About Your Host,
Charissa Quade

Want to simplify money and have peace of mind? 

I totally understand what it feels like to be stressed and worried about money. I used to really struggle with that too before I learned what I know now about managing money well.

I've paid off all my debt in less than two years, 10 years ago, saved up and paid $79,755 in cash for my husband's school and now handle money with peace of mind and confidence. 

I've helped 2,290+ women overcome money struggles and gain financial peace with a Biblical perspective, so that they can handle money with confidence, take care of their family's needs and make an impact. 

I can help you too!

Meet the Presenters

Day 1: Marriage and Money

Learn how working together with your spouse on money will have many benefits for your finances! 

Leah Hadley

Watch Her Thrive

"The Principals of Sound Investing"

Leah Hadley will tell you she's had a lot of challenging financial times in her adult life-becoming a parent of three overnight, getting divorced, and losing her job, to name a few. These have been times when her ability to hunt down appropriate resources and careful financial planning was critical to her peace of mind. Now a best-selling author, Certified Divorce Financial Analyst (CDFA) and an Accredited Financial Counselor (AFC), Leah is the founder of Great Lakes Divorce Financial Solutions and Great Lakes Investment Management. She uses all of her knowledge and 15 years of experience to help her clients make wise financial decisions so they can begin the next phase of life with the strongest possible financial foundation. Leah is committed to strengthening families through financial wellness.

Dustin and



Engaged Marriage

"5 Simple Steps to Make an Extra $1,000 a Month… Build a Marriage-Friendly Side Business"

Dustin and Bethany Riechmann are the couple behind the book 15-Minute Marriage Makeover and the founders of Engaged Marriage, a site devoted to helping other married couples live a life they love (especially) when they feel too busy to make it happen. They are regularly featured experts on a variety of media outlets and marriage-building programs around the world. Dustin's passion is providing practical tools that you can use to keep your marriage fresh and fully "engaged" even when life gets hectic. He's been married for over 19 years to his best friend Bethany, and they are proud parents to three very energetic kids. You deserve your dream marriage, and it's Dustin and Bethany's mission to help you make it happen.



Change Your


"Communication Strategies to Talk With Your Spouse About Money Without Fighting"

Are you ready to simplify money and reclaim the peace of mind you crave? Then let Charissa Quade show you how! She’s on a mission to help strong and courageous women handle their money in ways that honor God, build up their families, and allow them to stand in the gap for their communities and has helped over 1,680 women so far! After years of stress and worry, Charissa learned to manage money, eliminating her debt in less than two years, 11 years ago, and saving nearly $80,000 to pay cash for her husband’s college degree. Her work has been featured on Don’t Waste the Crumbs, multiple podcasts and online summits. When she’s not speaking or writing, you’ll find her in her garden watching the sunrise with a cup of tea, playing Settlers of Catan with her hubby, or cooking scrumptious meals for her family and friends.

Day 2: Frugal Finances

Gain new insights on how to budget, pay down debt, and save money easily with these presentations!

Janice Scholl

Money Career


"How to transform your spending through values-based budgeting"

Janice Scholl helps moms navigate the money and career transitions that come with the different stages of motherhood through her work as coach, speaker, workshop facilitator, and host of The Money, Career & Motherhood Podcast. Janice is passionate about helping mothers gain confidence and understanding about money, career & business topics as they relate to motherhood and family – the way many women actually think about money. Her key areas of focus to help mothers succeed are navigating maternity leave, career breaks & transitions, and values-based budgeting.

Kati Hyer

Kati Hyer

"When You Need a Miracle In Your Money"

After climbing the mountain of $154,000 in student loans, Kati (and with her incredible husband behind the scenes) guides others out of money shame and into their richest life. She is a financial coach, speaker, writer and YouTuber, especially, but not always, after her four kids have gone to bed for the night.

Jen Smith



"3 Secrets to Create a Debt Payoff Plan You Can Stick to"

Jen Smith is a personal finance writer and author of the best selling book, The No-Spend Challenge Guide. You can find her at @modernfrugality on Instagram and every Friday on the Frugal Friends Podcast.

Krystal Sharp

Krys The Maximizer

"10 Steps to Start Couponing with Ease"

Krystal aka Krys the Maximizer is a Coupon Strategy Coach! With over 12 years of coupon experience she is here to help you make progress on your financial goals one coupon at a time. Krys the Maximizer started as just a YouTube channel in August 2018 as a side hustle. Just 1 year later after being fired from her corporate job, Krys the Maximizer, LLC blossomed into a full blown coaching company. Since then, Krystal has helped hundreds of families inside her Shop with a Purpose Maximizer Academy save over $300 every month! When she is not couponing or coaching, you can find Krys with her daughter Kinsley & Fiance watching a good movie or reading a good book!

Chloe Daniels

Clo Bare

"Aligning Your Money with Your Life Goals"

Hi! I'm Clo Bare, but you can call me Chloe. I'm a personal finance coach and blogger, helping folks get debt-free, make their money work for them, and start living a life more aligned with their values. In two years, I paid off $40k of that debt, saved $110k for retirement, and am now on track to retire by 46. I did that all while still taking a dozen domestic trips and five international trips, and now I focus on teaching others how to do the same! It's important to be able to live your life while you're paying off debt and saving for retirement, which is why I teach values-based budgeting. It scraps all the arbitrary rules and instead focuses on what matters to you and how we can make your money work for those big dreams of yours.





"Every Dollar In It's Place: Simple Steps to Building A Debt-Free Life"

Erin Harrigan is a follower of Christ, wife, mom, and entrepreneur, known as The Hustle with Heart Coach. She is a sought-after coach and speaker on bridging faith and business, host of The Hustle with H.E.A.R.T. podcast, and author of Pursuing Success God's Way: A Practical Guide to Hustle with Heart.

Day 3: Kids and Money

Gain the insight you need to teach your kids about money. You want to pass down the good financial habits you're learning!

Hope Ware

Under The Median

"3 Steps to Teaching Children A Biblical View of Money"

Are you ready to transform your family’s relationship with money? Then, let Hope Ware show you how!

She and her husband raised their four sons debt-free, including paying cash for their home on an income which averaged less than $40,000 a year. They discovered the secrets of spending less, saving more, and living with a spirit of joy and abundance every, single day. Her speaking has been described as: practical, encouraging, and life-changing. Her work has been featured on Money Saving Mom, the Savvy Sauce Podcast, and 4 Columns of A Balanced Life.

When she's not speaking or writing, you'll find her speed walking while humming songs of the 70's, creating vegan versions of classic American comfort food, or singing jazz and spirituals with her friends and fellow musicians in the Heritage Ensemble.

Ceila Kibler

Pumped Up Parenting

"Cash Conscious kids"

Celia Kibler is a Best-Selling Author, Speaker, a Family Empowerment Coach and the Founder of Pumped Up Parenting and Funfit® Family Fitness. She is the Mom of 5 kids (all in their 30’s); 2 she gave birth to & 3 she gained from marriage; as well as a Grandma of 9.

Celia has been successfully parenting a blended family for over 25 years. Celia is on a Mission to stop 1,000,000 Parents from Yelling at Their Kids. Celia believes that the more parents understand their children, as well as their own limitations and behaviors, the better they can communicate and relate, and build a respectful, nurturing, fun environment for everyone in their family.

Her reason is simple… because we are raising adults, not children. Celia specializes in offering easy-to-understand, doable, actionable parenting strategies and techniques that offer parents the results they need, when they need them.

Maya Corbic


"Create Your Unique Money Teaching Method For Kids"

Maya Corbic is a CPA, CA. She had an extensive career as a CFO of a private school, tax accountant and auditor. In 2012 she founded DINARII Financial Education Academy whose vision is to educate every child to become a financially independent adult. Maya's goal is to inspire parents to educate kids about financial literacy by providing them with fun and easy to use teaching tools and techniques. She is a happily married mother of two wonderful children.

Janet Livingston

The Fearless Frugalnista

"How to save money when you're expecting"

The Fearless Frugalnista is a blog designed to help you save money. In these uncertain times, it is good to know that there are ways that you can save money in your budget.

The Fearless Frugalnista's philosophy is that living a frugal lifestyle paves the way for financial freedom. The money that you learn to save can be used to further yourself financially, pay off debt, save for an emergency fund, save for a home down payment, invest, etc. The Fearless Frugalnista has been a self-taught couponer for over 5 years and has been frugal for most of her life.

Day 4: Frugal Daily Living

We'll show you how you can be wise and frugal with your daily expenses so you can have more money for the things that matter! 

Jill Bucaro

Wellness Riot

"Plan Meals, Eat Healthfully AND Save Money"

Jill graduated from the Naturopathic Doctor program through Trinity School of Natural Health, is a Board Certified Doctor of Natural Medicine through the American Naturopathic Medical Certification Board and a certified Health Coach through the Institute for Integrative Nutrition. Jill’s business, Wellness Riot, allows her to work one on one with clients to reach their personal health and wellness goals. Jill’s true desire is to make health and wellness accessible, affordable, and exciting for everyone.

Beth Walker

Lessons From the


"Stretch a Shoestring Budget"

Beth Walker has partnered with her husband for twenty years, in leadership and ministry both on and off the football field. Beth is passionate about encouraging women to pursue their individual callings from God. On her blog, Lessons from the Sidelines, Beth offers practical advice for other coaches’ wives as well as a behind-the-scenes look at her family’s life as they serve their football players and their community.

Serina Bird

Joyful Frugalista

"Sustainable Fashion on a Budget"

Serina Bird is a former diplomat, author of The Joyful Frugalista, host of The Joyful Frugalista podcast, and a money coach. She is founder of The Joyful Business Club, which champions women shining at their full potential, and is currently developing The Joyful Fashionista to promote buying and selling of sustainable clothing to women of all ages, shapes and sizes. Serina’s vision is to help women become successful frugalistas – spending less and saving and earning more (with joy) on the path to financial empowerment. Serina is the former face of Savvy Shopper, has appeared in numerous newspapers columns, television and radio spots across Australia.  

Samantha Radford

Evidence Based Mommy

"How to eat clean on a budget - cheap ways to avoid pesticides in food"

Dr. Samantha Radford is a PhD Public Health expert and mom of four. At Evidence-based Mommy, she combines science and wellness to help moms and their kids thrive.



Live Cheap and 

Travel Often

"Budget Meal Planning"

Hey there, I'm Amanda. I call myself a dreamer on a budget. I want to travel the world, give often, and feel financially secure. Plus get rid of that pesky student debt. I work to save in every way I can so that I can spend on what I want! I am a Christian, wife, Texan, lover of George Strait, Taylor Swift, and trying new recipes. I am obsessed with lighthouses, American history, and will one day be a crazy cat lady- but with dogs too.

Day 5: Frugal Business

One of the best ways to create financial stability for your family as a woman is to own a business! We'll show you how you can be a frugal business owner. 

Jhoanny Perez

Jhoanny Perez

"A frugal way of saving to build generational wealth for your kids"

My name is Jhoanny, I am from NYC. I’m a Restaurant business strategist. I'm a Dominican immigrant woman who helped her mom create three 7-figure restaurants from scratch. We been in the industry for 9 years and been featured in the New York Times and New York Post. This year I decided to launch a coaching biz to help Immigrants and latinos who are food entrepreneurs, open their dream restaurant or food biz so that they can: -Live the American dream and pass down generational wealth to their family. -Create jobs, and engage a whole community w/ amazing service, drinks and food to die for. -All while teaching their heritage to others.

Lisa Zawrotny 

Positively Productive | 

Liz August

Simplify Simplify

"Business on a Budget: Three Things You Need to Know to Start a Business the Right Way"

Liz August has the keen ability to coordinate chaos into opportunities for ease and abundance. In March 2015 she founded Simplify, Simplify to serve heart-centered female entrepreneurs and guide them from surviving to thriving. With her extensive background in teaching and Co-Active Coaching, as well as her deep love for organization, technology, and systems, Liz is often the secret sauce of a well put together podcast, online course, membership, email newsletter, or Zoom room. When she's not busy helping clients bust through their to-do lists, Liz loves spending time at home in Worcester, MA with her husband and three-year-old daughter.

Lisa Zawrotny founded Positively Productive Systems in 2016 after a deeply overwhelming time in her life juggling multiple roles as a caregiver, wife, mother, and business owner. She is now a Certified Stress Management & Productivity Coach and host of the Positively Living Podcast on a mission to help multi-passionate entrepreneurs and multi-tasking caregivers make space for what matters. When she isn’t teaching value-based decluttering and customized systems and habits design, she’s playing music with her husband and kiddos or reading while trapped under a cat.

Together, we are Gumption (Liz) & Moxie (Lisa) and we are dedicated to guiding multi-passionate, heart-centered, service-based fempreneurs looking for the right way to structure their business on a budget and find success without the debt so common in new business owners.

Ready to buy... Here's what you do


Choose Your Ticket 

Once you purchase  the VIP Experience recordings for $37, you will be immediately emailed access instructions for the conference. 


Learn + Participate

Watch the  themed presentations 


Improve Your Finances

Simplify money so you can have confidence and peace of mind. And the future you dream about! 

Smart and Frugal Moms

VIP Experience

"You're always so encouraging about money." 

Get rid of the money stress one do-able change at a time.

Praise from previous events

"I Didn't Expect to Save so much!"

Smart and Frugal Moms

VIP Experience

I saved $120 a month. 

"Oh My Gosh! Am Super Stoked!!"

Even MORE stories of saving money!

"Ok, Officially Hooked On Saving Money!"

Let's improve your finances in the SmarT and frugal moms Conference! 

Transform 513 Publishing, LLC | Change Your Finances