4-letter words have a bad reputation, but are they really all bad?
When it comes to talking money, there are several 4-letter money words you need to know inside and out. Work. Save. Give. Goal.
These 4-letter money words will change your life and give you a better future. You should master them, so you can change your financial situation for the better.
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No matter what you do, you are providing a valuable service to others. The appreciation they show comes in the form of paying you for work well done.
Thou Shall Prosper is a book which has changed my entire view of work and getting paid. We all are in a position of service where we can bring something of value to other people’s lives by using our gifts and talents.
Being paid for the work you do is not shady and never something you should feel guilty about, but rather, you should look at your paycheck as an appreciation award. Work is a noble thing and worthy of reward.
Work is a noble thing and worthy of a reward. via@cookwithashoe
Since we are serving those around us, we should always strive to do our best. Showing up for work on time and working hard. Honesty, dependability, and finishing the work completely should all come to mind when others think of us.
When you are able to take responsibility and provide for your family, there is something empowering about knowing your family can depend on you. You take more pride when you are able to pay for something after working hard to have the money.
You can work extra in order to take charge of your own raises, bringing in more income to pay off debt and build your savings. There is nothing wrong with getting a second job or a side hustle to ensure you can move into a better future.
We know we need to save, but often our lifestyles are too expensive. via@cookwithashoe
We all know we need to save, but often our lifestyles are too expensive. A lot of payments each month or being sloppy about tracking our money leads to only being able to save a little, if we are even able to save.
When you save and live on less than you make, you can help protect against emergencies. You can pay for large purchases with cash and avoid debt. You can put aside money each month for annual bills to have the cash on hand when the bill is due.
Additionally, you will learn how to curb impulse buying as you are forced to wait until you have the money in hand and may find you don’t really need the item. You develop patience and wisdom.
You will be able to save for retirement and enjoy some of your hard-earned money along the way.
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Giving makes you a better person. It is hard to be generous, even if you want to, if you are up to your eyeballs with payments and are just trying to survive financially.
When you give, you are taking the resources God has given you and are able to meet the need another person has. Concern for others reduces selfishness in your own heart and changes you to become someone people want to be around.
You become thankful for what you have when you are able to give to someone who has less. Seek to become a blessing with the money God has provided for you to use and give abundantly.
A goal is especially important to have in the area of money. Without one, you will be in the habit of paying the most immediate bill and end up with not enough money at the end of the month.
Once you set a goal, you can use your budget as a plan to guide you along the steps until you finally achieve your goal. Tracking your progress allows you to see how far you have come and how much is left to do. You will need to adjust and review your goals on a regular basis.
Working towards a goal brings discipline and endurance into your life. There is a reason to work hard, pay off debt, and save. You will have a great satisfaction when you are able to say that you accomplished what you started off to do.
Working towards a goal brings endurance and discipline. via@cookwithashoe
Knowing these 4-letter money words inside and out so you can apply them to your life takes practice. You may need to build up one or more of these areas within your finances. Think of these money words as money muscles you need to develop.
Which 4-letter money word do you need to work on improving?
Like this post? Check out all the rest in :
- Successful Budget Tips Series
Hi! I’m Charissa. I’m on a mission to help hardworking women overcome money struggles and gain financial peace with a Biblical perspective so they can have the freedom to impact their families and communities. Ready to make some changes that will impact your finances in 2020? Click here to get a free worksheet to help you make it happen!