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Do you want to know what the 4 most important essentials are that you absolutely must have at the top of your variable income budget??
Or any budget for that matter.
If these 4 are listed first, hands down, you will ALWAYS have enough money to take care of your family and you can reduce so much stress and worry every single month, even if your income is all over the place!
Why? Because you will pay the 4 most important essentials FIRST!

A variable income can be super scary. You worry if you can provide for your family and make ends meet.
You wonder if you will be able to bring in enough money each month. You start to doubt your own ability.
I totally get it! I’ve have been a sole provider for my family for 8 1/2 years with a variable income. I’ve been though all the doubts and worry myself.
They are normal feelings and fears, anyone with a variable income faces.
But, it doesn’t have to be that way!!
You are doing a great job of providing for your family and putting these four expenses at the top of your budget will remove so much worry from your mind!!
Ok, ok, I won’t hold you in any more suspense.
The absolute 4 essentials that need to be at the TOP of your budget every month are:
- Food
- Lights/Water
- Housing
- Transportation
When these 4 things get paid first, you can face just about anything that comes your way, because you no longer need to worry about providing for your family’s basic needs!
Like this post? Check out all the rest in :
- How to Set Up A Budget Series
- Successful Budget Tips Series

Hi! I’m Charissa. I’m on a mission to help hardworking women overcome money struggles and gain financial peace with a Biblical perspective so they can have the freedom to impact their families and communities. Ready to make some changes that will impact your finances in 2020? Click here to get a free worksheet to help you make it happen!
