5. Identify HangupsTake a few minutes to think about when you overspend. Including the emotional aspect of spending money will help you identify reasons for why you overspend and will help you to better curb the impulse to buy. When and why do you overspend? Is it a certain store? Or time of day? ... Read More about 29 Proven Ways to Help You Slash Overspending Now! (4)
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29 Proven Ways to Help You Slash Overspending Now! (5)
9. Use CashLeave all your cards at home. Take out what you plan on spending in cash. Now, you will be forced to only spend the amount of money you have in your wallet, plus think more carefully about what you buy. Once the money is gone, you have to stop spending! 10. Use the envelope systemThe ... Read More about 29 Proven Ways to Help You Slash Overspending Now! (5)
29 Proven Ways to Help You Slash Overspending Now! (6)
13. Develop a passion for paying off debtYour debt is killing you, slowly and excruciatingly!! Get mad at the debt which hangs around your neck! Commit to paying off your debt as quickly as possible. Quit overspending for something you have purchased in the past by paying so much more in interest. ... Read More about 29 Proven Ways to Help You Slash Overspending Now! (6)
29 Proven Ways to Help You Slash Overspending Now! (7)
17. Make a price bookWrite down all the prices for all the groceries you normally buy and make your own price book, either in a book or on your phone. Watch for the best sale price and write that down in your book. Every time you go grocery shopping, take your price book with you. Stock up only when ... Read More about 29 Proven Ways to Help You Slash Overspending Now! (7)
29 Proven Ways to Help You Slash Overspending Now! (8)
21. Change your habitsAre you shopping (in store or online) because you are tired or bored? Do something different at those times. Read a book, go for a walk, or call someone. Change your environment so you can resist the urge to shop, when you don’t need to.22. Reduce the ease of spending Are ... Read More about 29 Proven Ways to Help You Slash Overspending Now! (8)
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